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Changing climate brings new risks to infrastructure, and commonly these risks are shared with insurance companies. To control their risks, insurers need to understand and anticipate both the sources and characteristics of natural threats, and to collaborate with their clients – infrastructure owners and operators – to mitigate the risks of natural hazards.To open a window on the role of insurers in addressing climate risk, we talk with Martin Lockman, a research lawyer working at Columbia University’s Sabin Center for Climate Change Law. Martin works at the intersection of climate-related threats to infrastructure, the insurance industry, and risk management